The demographic and economic effects of an ageing population, looking for longterm savings, care and pensions make this a market with many attractions.

Capturing this, however, is not always easy. Many existing players continue to wrestle with legacy investments in systems and processes whilst trying to create profitable new world developments in distribution such as Self Invested Personal Premiums (SIPPs), Wraps and an edge in the strong IFA market.

The competitive landscape remains strong, with the looming presence of substitute providers such as asset

managers and personal accounts, acquirers in the form of specialist consolidators, overseas buyers and

commissions in new business.

To advance business performance and win in the long-term insurers continue to seek cost reduction

together with agility in operations and distribution. These changes require realistic solutions. Atos Origin

has delivered these to clients, creating real value in areas such as:

• Business, operational and technology strategy through to implementation
• Distribution and channel effectiveness
• Legacy strategy and technology transformation
• Outsourcing
• HR excellence
• Programme and change management
• Financial crime management
• Solvency II.

Strategy and innovation

Atos Origin focuses on providing practical help to key challenges facing the industry, based on deep industry and solution experience in areas such as:

• Business visioning and cultural change
• Target operating model design, including operational, outsourcing and IT strategy
• Innovation services using our SEE methodology (Solution Engineering Environment)
• Innovation services using our SEE methodology (Solution Engineering Environment)

Technology transformation

Technology lies at the heart of both creating value from legacy investments and building the new world.

Atos Origin focuses on tangible benefit delivery in this complex environment through solutions including:

• Enterprise Architecture
• IT strategy
• IT function benchmarking and IT transformation
• Application Management and legacy transformation
• Platform rationalisation
• IT outsourcing
• Solution software engineering
• Testing services.